Fernandez Law Group
The Real Meaning Behind Florida’s “No-Fault” Auto Insurance:
Florida is a “No-Fault” insurance state when it comes to automobile liability insurance. This can be quite a confusing topic.
There is sometimes a misconception that because Florida is a “No-Fault” state, that the at-fault party cannot be sued and held liable for the injuries that they caused in an auto accident. This is incorrect.
Under Florida law, every motorist is required to carry a minimum of $10,000 in Personal Injury Protection (PIP) coverage.
PIP coverage is to cover medical bills and lost wages that each driver may suffer when in an auto accident, no matter who was at-fault.
When a car accident occurs, each party involved turns to their own insurance company for medical costs and other losses up to $10,000.
In order for your PIP coverage to kick in, you will need to seek treatment within 14 days of the auto accident. If not, there will be no PIP coverage applied.
Award Winning Tampa Attorneys
Our firm has received the Client Distinction Award for Quality of Service, Responsiveness and Communication Ability for the last 3 consecutive years! Our attorneys are proud members of the Florida Justice Association and have been serving the local Tampa Community for over 40 years!
View more of our Awards and Recognitions
This newsletter is offered as a service to clients and friends of Fernandez Law Group, and does not constitute legal advice or a legal opinion and is not an adequate substitute for the advice of legal counsel. The choice of a lawyer is an important decision and should not be based solely upon advertisements.